Oxygen Home Loans

In line with our policy of offering our clients a comprehensive service under one roof, Smith & Ken are proud to introduce our buyers to a premium Dubai mortgage service, which we provide in association with Oxygen Home Loans. This is a company offering independent advice on Dubai mortgages, home loans and commercial finance. With its in-depth knowledge of the property market in the United Arab Emirates (U.A.E.) and preferred partnerships with major worldwide financial institutions, such as Barclays, HSBC and Lloyds TSB, Oxygen Home Loans is in a unique position to find the best mortgage for you.

A growing number of our clients are now enjoying the advantages of arranging the finance for the purchase of their property with the help of an experienced Dubai mortgage broker rather than taking the first package offered by their local banks. This allows them to make a decision based on unbiased advice, from the complete range of mortgage products that are on offer.

Dubai Mortgages

To make an informed choice on the mortgage in Dubai that best suits your own individual circumstances, the specialist team at Oxygen Home Loans can make your life easy, by providing you with full, impartial information and guidance on:

The types of mortgage available, (including fixed rate, variable, tracker, self-certificated etc) The best Dubai mortgage rates for you, from the complete range on offer Your credit rating and the range of mortgages in Dubai that are available to you Repayment advice using our Dubai Mortgage Calculator, to ensure that your loan is within your means

In addition, Smith & Ken and Oxygen Home Loans will work together to offer you the widest possible spectrum of professional advice on Dubai mortgage law, up to the minute news and information on the Dubai mortgage market, including “Buy to Let” mortgages, and the full range of real estate investment options available to expatriates.

Dubai Home Loans

Mortgages from Oxygen Home Loans are offered on a 10 to 20-year basis, with interest rates linked to those in the United States and the United Arab Emirates. Our consultants will be happy to explain in detail how these are calculated, to enable you to choose the loan with the best value for money for you on the Dubai mortgage market.

If you would like to speak to the most experienced mortgage brokers in Dubai, whether to arrange finance to buy an apartment, a luxury villa, office or commercial space, you can request a mortgage quote here.

Oxygen Home Loans works very closely with Smith & Ken for any applicants that may not qualify for a mortgage. This can be for a number of reasons such as self cert or not enough accounts background, in this instance, we recommend Smith & Ken’s Rent to Own program which enables those that may not qualify for a mortgage but they are more than capable of paying for one, take advantage and turn their money into an investment rather than wait for a bank’s approval and miss out on vital capital appreciation.

Please contact us on the form below should you want further advice on Dubai Mortgages.